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At UK Debt our top concern is helping you find a way out of your debt problems. No matter where in the UK you are based, we can offer you the help and advice you need to get yourself back onto a solid financial footing.

It doesn’t matter how your debt problems started; perhaps you suffered a period of illness, injury, or unemployment and relied on credit to pay your essential bills, or maybe you simply over-spent on credit and store cards. Regardless of the reasons behind your financial difficulties, we can help you overcome these problems all the same.

Problem debt comes in many forms; you may be struggling with loans and credit cards, or are finding yourself falling behind on your monthly bills, you may even have run up mortgage arrears and are being threatened with repossession. What all spiralling debt has in common, however, is that simply ignoring it in the hope that it will go aware is only going to make the situation worse.

It can be difficult taking that first step towards facing up to the debt you have built up; however, it is only by doing this that a plan can be put in place to get you out of the situation. Our team of expert advisers will take the time to assess your situation and then talk you through the debt solutions which may be open to you.

This could involve a Debt Management Plan (DMP) or an Individual Voluntary Arrangement (IVA), both of which would allow you to make affordable monthly instalments towards your debt. Alternatively, you may have to consider a process such as bankruptcy depending on your level of debt and individual circumstances. Our dedicated advisers will ensure you understand what each option involves and how this may affect your finances and ability to access credit in the future. We will work out which solution is the most appropriate one for your individual situation and be there to support you in the process from start to finish.

For expert guidance with your debt, contact the specialists at UK Debt today.

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Our Insolvency Practitioners
are regulated by ICAS or IPA and our firm is FCA Approved

Call us today on 0800 001 4247 or if you prefer we can call you

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Client Testimonials

Sharon
Nottinghamshire

Before contacting UK Debt my finances were out of control. I owed thousands of pounds across various credit and store cards and I was starting to lose track of who I owed and how much I owed them. When I started to miss payments I knew I had to do something about it. After speaking to UK Debt and learning about the pros and cons of each debt solution, I made the decision to enter into an IVA.

I am now making a monthly contribution to my debt that I can manage and I don't have to worry about forgetting to pay a creditor or mounting interest charges increasing the level of my total debt. For the first time in a long time I feel as though I am back in control.

Robert
North Yorkshire

From the very first phone call to UK Debt I felt confident in their ability to help me solve my long-standing debt problem. The size of my debt meant that bankruptcy was the only real option open to me. I had heard a lot of worrying things about bankruptcy and I was concerned about what this would mean for my future. However, my adviser explained the process in full and made sure I understood exactly what it entailed.

One year on I am now discharged from bankruptcy, and although there are still some restrictions on what I can do, I can honestly say that it was the best decision I could have made for my situation.