Featured Articles
What is the ‘right to offset’ with personal debts?
30th July 2019Banks and other financial institutions have an automatic right to offset the credit balances held in their customers’ bank accounts […]
What is joint and several liability with personal debts?
29th July 2019Joint and several liability is a term used in relation to personal debt when the borrowing is in joint names. […]
What is an Income Payments Order?
26th July 2019When you enter bankruptcy, depending on your level of income, you may need to contribute a monthly amount towards your […]
What is an Attachment of Earnings Order?
25th July 2019If a County Court Judgment (CCJ) is issued against you and you fail to make one or more payments, under […]
What happens if I can’t afford to pay a personal guarantee?
24th July 2019A personal guarantee is a formal written assurance that makes the guarantor personally liable for a debt if a default […]
What you need to know about Rent-to-Own products
2nd November 2018Rent-to-own (RTO) is a form of hire purchase whereby you pay for a product by weekly, fortnightly, or monthly instalments. […]
