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  - Bankruptcy
    - Manchester based firm
      
      Lower your monthly payments
      
      Write off a proportion of your debt
      
      Established over 25 years
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      0800 001 4247
      or email
      enquiries@ukdebt.org.uk
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  - Trust Deed (Scotland)
    - Manchester based firm
      
      Lower your monthly payments
      
      Write off a proportion of your debt
      
      Established over 25 years
    - call us on
      0800 001 4247
      or email
      enquiries@ukdebt.org.uk
    - Close
  - Sequestration (Scotland)
    - Manchester based firm
      
      Lower your monthly payments
      
      Write off a proportion of your debt
      
      Established over 25 years
    - call us on
      0800 001 4247
      or email
      enquiries@ukdebt.org.uk
    - Close
  - Debt Arrangement Scheme (Scotland)
    - Manchester based firm
      
      Lower your monthly payments
      
      Write off a proportion of your debt
      
      Established over 25 years
    - call us on
      0800 001 4247
      or email
      enquiries@ukdebt.org.uk
    - Close
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Articles

Keeping informed about your personal debt options and rights is important. See below for the latest news and views from the UK Debt Solutions team

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Featured Articles

What is the ‘right to offset’ with personal debts?

30th July 2019

Banks and other financial institutions have an automatic right to offset the credit balances held in their customers’ bank accounts […]

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What is joint and several liability with personal debts?

29th July 2019

Joint and several liability is a term used in relation to personal debt when the borrowing is in joint names. […]

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What is an Income Payments Order?

26th July 2019

When you enter bankruptcy, depending on your level of income, you may need to contribute a monthly amount towards your […]

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What is an Attachment of Earnings Order?

25th July 2019

If a County Court Judgment (CCJ) is issued against you and you fail to make one or more payments, under […]

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What happens if I can’t afford to pay a personal guarantee?

24th July 2019

A personal guarantee is a formal written assurance that makes the guarantor personally liable for a debt if a default […]

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What you need to know about Rent-to-Own products

2nd November 2018

Rent-to-own (RTO) is a form of hire purchase whereby you pay for a product by weekly, fortnightly, or monthly instalments. […]

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More Articles

What happens if I miss a mortgage payment?

Missing a mortgage payment can ultimately lead to legal action and repossession by the lender, but this is generally a […]

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What happens if I don’t keep up the payments on my IVA?

IVAs can be very effective in dealing with serious debt as they use your surplus income to pay creditors an […]

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What can a bailiff (enforcement agent) legally take?

It’s definitely a stressful situation when bailiffs are involved in collecting debt, but if you understand which items they can […]

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What are the differences between Bankruptcy and an IVA?

Although bankruptcy and IVA are formal insolvency procedures and carry certain similarities, there are major differences between the two. Individual […]

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What are considered priority debts?

When you’re in serious debt and the situation has become unmanageable, it’s crucial to divide your creditors into two categories […]

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How long is an IVA on your credit report?

An individual voluntary arrangement (IVA) typically lasts for five or six years, and is an effective way to deal with […]

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How does an IVA affect your life?

An Individual Voluntary Arrangement (IVA) is a personal insolvency procedure available in England, Northern Ireland, and Wales. It generally lasts […]

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Can you apply for a mortgage after an IVA?

An individual voluntary arrangement (IVA) is a formal insolvency procedure that involves repaying creditors over a period of five or […]

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Can my landlord evict me for late rent payments (rent arrears)?

If you’ve fallen behind with your rent payments, your landlord may be able to evict you. Landlords must follow a […]

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Navigation

Home
Debt Options
- - Individual Voluntary Arrangement (IVA)
    - Manchester based firm
      
      Lower your monthly payments
      
      Write off a proportion of your debt
      
      Established over 25 years
    - call us on
      0800 001 4247
      or email
      enquiries@ukdebt.org.uk
    - Close
  - Bankruptcy
    - Manchester based firm
      
      Lower your monthly payments
      
      Write off a proportion of your debt
      
      Established over 25 years
    - call us on
      0800 001 4247
      or email
      enquiries@ukdebt.org.uk
    - Close
  - Trust Deed (Scotland)
    - Manchester based firm
      
      Lower your monthly payments
      
      Write off a proportion of your debt
      
      Established over 25 years
    - call us on
      0800 001 4247
      or email
      enquiries@ukdebt.org.uk
    - Close
  - Sequestration (Scotland)
    - Manchester based firm
      
      Lower your monthly payments
      
      Write off a proportion of your debt
      
      Established over 25 years
    - call us on
      0800 001 4247
      or email
      enquiries@ukdebt.org.uk
    - Close
  - Debt Arrangement Scheme (Scotland)
    - Manchester based firm
      
      Lower your monthly payments
      
      Write off a proportion of your debt
      
      Established over 25 years
    - call us on
      0800 001 4247
      or email
      enquiries@ukdebt.org.uk
    - Close
- Regulated by:
Close
Debt Problems
Business Debt
HMRC Debt
Help Centre
- Our Articles
- FAQs
- News
- Close
Contact Us